Understand your health insurance coverage

Many health care consumers don’t take the time to understand their health insurance coverage before they incur medical expenses. Review the plan materials. You should review the plan materials frequently, and ask your employer or the insurer if you have any questions.

The time to address any confusion is now, not when you are facing a stressful medical situation and may have to make decisions quickly.

Insurer Web Sites:
Group Health Insurers
Individual Health Insurers

Other Resources:
State of Wisconsin Consumer Guide to Health Care: http://www.dhfs.state.wi.us/guide/

Federal Agency for Health Care Policy and Research: http://www.ahcpr.gov/consumer/

Wisconsin Medicaid http://www.dhfs.state.wi.us/medicaid/

Wisconsin BadgerCare: http://www.dhfs.state.wi.us/badgercare/

Wisconsin Health Insurance Risk-Sharing Plan (HIRSP): http://www.dhfs.state.wi.us/hirsp/

Medicare: http://www.medicare.gov/